The Case for Concern - Ep #90
Welcome to episode 90 of the One for the Money podcast! In this important installment, we flip the script from optimism to realism. While there’s much to be hopeful about, it’s equally vital to acknowledge the financial risks facing our country, particularly the growing national debt and its long-term implications.
In This Episode, You’ll Learn:
Why optimism about humanity’s future is warranted (Episode 89 recap)
The alarming rise in U.S. federal debt and spending trends
The impact of over $1 trillion/year in interest payments
The bipartisan nature of overspending
Real-life analogies to explain the scale of the debt crisis
How these issues may affect taxes and future economic growth
We Also Explore:
Past episodes that discussed tax planning and deficit concerns
A powerful analogy from The Pied Piper of Hamelin—and what it means for our kids
Practical, actionable steps you can take to protect your financial future
Tips, Tricks & Strategies
Why now is the time to engage in proactive tax planning
Tax-saving strategies including Roth conversions, defined benefit plans, tax-loss/gain harvesting, and more
The power of using tools like the Augusta Rule, Health Savings Accounts, and strategic charitable giving
Referenced Episodes:
Episode 1 – Roth & 401(k) contributions
Episode 2 – Health Savings Accounts
Episodes 6, 12, 26 – Roth IRAs & Roth conversions
Episodes 8–9 – The Augusta Rule
Episode 7 – Defined Benefit Plans
Episode 26 – Tax gain harvesting
Episode 29 – HSA strategies
Episode 33 – Time to Pay the Piper
Coming NExt:
A deep dive into NUA (Net Unrealized Appreciation)—a significant but underutilized tax-saving opportunity hidden in many 401(k)s.
Key Steps:
Get involved in your local primaries. Fiscal discipline should be a priority, regardless of political party.
Start tax planning now. Don’t wait for Congress to act—because they probably won’t until they’re forced to.
Want More?
👉 Subscribe to One for the Money on your favorite podcast platform.
👉 Ready to plan your ideal retirement? Schedule a free consultation with our team.
Connect with Jonny on LinkedIn
Resources Mentioned:
Learn more about David Bahnsen’s proposals on fiscal reform
IRS information on Roth IRAs, HSAs, and tax strategies
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